• The maximum repayment period is 180 months (including grace period).
• finance amount up to KD 70,000.
• Fixed profit rate during the financing period.
• Sharia compliant.
• Competitive profits.
• A grace period up to 12 months from the credit granting date (including net financing period not exceeding the maximum 180 months).
• Free telephone service on 1803333 (24/7).
• Free online banking.
• Free smart phone service.
• The possibility of rearranging the contract terms in the future in accordance with the applicable controls and conditions.

• Valid Original Civil ID or “Kuwait Mobile ID application”.
• For clients with unspecified nationality: Original health insurance card or security card.
• The client’s salary certificate - official and original - with net salary, provided that it is valid, as well as a salary certificate from the public authority of manpower program (employment support) for Kuwaitis working in the private sector, provided that the date of the certificates issued by the sector does not exceed one month, and verification The integrity and credibility of this certificate.
• Salary transfer continuity certificate if the salary is not transferred into the account - unless the financing controls specify otherwise.
• A valid copy of the signature authorization for private sector companies and institutions.
• A certificate from the public institution for social security (PIFSS) showing the registered salary, subscription amount, and place of work for Kuwaiti clients working in the private sector, “except for the segments excluded in the item related to workers in private sector companies and institutions” - unless its presence is required.
• Disability pension holders are required to provide a certificate of proof of disability from the public Authority for Disability Affairs (PADA).
• Statement of account for bank transfer customers (standing orders) according to the financing conditions for each customer segment.

• Repayment period of up to 15 years (including grace period).
• The client must not be older than 60 years for expats, gulf citizens and unspecified nationality and  72 years for Kuwaiti nationals at the maturity date.
• The maximum finance amount is KD 70,000.
• Monthly installments should not exceed 40% of net salary excluding all deductions for employed clients, and 30% for retired clients.

What can be covered by the finance?

Finance the purchase of real-estate, renovate or construct house.

Should the salary be transferred?

Yes, the customer’s salary must be transferred to Kuwait Finance House, except for Kuwaiti customers working in local banks.

What is the maximum finance amount?

KD 70,000.