Mazaya Program

"Mazaya" is the social housing finance scheme between Ministry of Housing and Kuwait Finance House-Bahrain whereby Beneficiaries have the opportunity to own their dream home through a real estate finance facility subsidized by the Government of Bahrain.

You can now benefit from a Shari’a compliant financing worth up to BD 120,000 with flexible repayment period up to 25 years, divided as follows:

1. Mazaya Program Finance Scheme with an amount up to BD 81,000.

  • Client will only pay 25% of the basic salary, inclusive of fixed allowances, towards the installment.
  • Government of Bahrain will pay the remaining installment amount.

2. Top up Real Estate finance up to BD 39,000.

  • Low down payment required on the top up amount.

*Maximum age at time of application is 34 years and 6 months.

For more information, please call our real estate finance department:
77 000 575/576/577/578

Required Forms & Documents

You will need to bring the following documents:

  • 01

    Original Salary certificate and last three months’ payslips

  • 02

    Bank’s account statement for the last six months

  • 03

    Passport and Smart card

  • 04

    The Eligibility Certificate for Mazaya Program Finance Scheme

You will need to download and fill the following:

Finance Application Form
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Real Estate Finance Shari'a Fatwa

Shari'a Board Fatwa concerning Real Estate Finance


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